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Accounting Research Manager(TM)
Weekly Summary of Developments
October 11-15, 2010
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Accounting Research Manager subscriber,

The Accounting Research Manager database now contains this week's weekly summary of developments. Click the link below to access and print the fully-formatted Weekly Summary:

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If you do not have immediate Internet access to the Accounting Research Manager database, below is the text of this week's Weekly Summary.

Accounting and SEC Headlines

Insurance Contracts -- FASB Issues Guidance on Deferred Acquisition Costs
New Accounting Standards -- Checklist Updated
Troubled Debt Restructurings -- FASB Issues Proposal on Accounting for Troubled Debt Restructurings By Creditors
Consolidation -- FASB Discusses Definition of an Investment Company
Proxy Rules -- SEC Suspends Proxy Rule Changes for Shareholder Director Nominations
Securities -- SEC Issues Rule Related to Indexed Annuities
Asset-Backed Securities -- SEC Proposes Asset-Backed Securities Offering Rules
International Financial Reporting -- CAQ International Practices Task Force Meeting Minutes Published
Financial Instruments -- IASB Issues Enhanced Derecognition Disclosure Requirements
International Accounting -- IASB Publishes Agenda for October 19-22, 2010 Meeting

Auditing and Internal Controls Headlines

Fraud -- CAQ Issues Report on Deterring and Detecting Financial Reporting Fraud

Government Headlines

GASB Report Issued -- Input on Emerging Issues and Other Matters Discussed

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ACCOUNTING AND SEC HEADLINES:
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Insurance Contracts -- FASB Issues Guidance on Deferred Acquisition Costs
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The FASB has issued Accounting Standards Update (ASU) No. 2010-26, Financial Services - Insurance (Topic 944): Accounting for Costs Associated with Acquiring or Renewing Insurance Contracts. The ASU amends FASB Accounting Standards Codification™ (Codification) Topic 944, Financial Services - Insurance, to address diversity in practice regarding the interpretation of which costs relating to the acquisition of new or renewal insurance contracts qualify for deferral. The amendments to the Codification specify which costs incurred in the acquisition of new and renewal contracts should be capitalized.

ASU 2010-26 reflects the consensus reached in EITF Issue No. 09-G, "Accounting for Costs Associated with Acquiring or Renewing Insurance Contracts," and is effective for fiscal years beginning after December 15, 2011. While the guidance in this ASU is required to be applied prospectively upon adoption, retrospective application is also permitted (to all prior periods presented). Early adoption is also permitted, but only at the beginning of an entity’s annual reporting period.

New Accounting Standards -- Checklist Updated
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We have updated our publication "Summary Checklist of Recent Authoritative U.S. Accounting Standards." This checklist is intended to serve as a reference tool to help users ensure that they have considered authoritative standards recently issued or approved by the FASB. The checklist is updated shortly after the FASB adds content to the Codification. The standards are listed by source and a summary of the transition guidance is provided with a reference to the relevant Codification paragraph(s). Effective dates and application (adoption) requirements are also presented.

We have updated our checklist to reflect the issuance of ASU 2010-26, discussed above.

See our Literature Update for complete details.

Troubled Debt Restructurings -- FASB Issues Proposal on Accounting for Troubled Debt Restructurings By Creditors
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The FASB has issued for public comment a proposed ASU, Receivables (Topic 310): Clarifications to Accounting for Troubled Debt Restructurings by Creditors. The proposed ASU provides guidance to assist creditors in determining whether a modification of the terms of a receivable meets the criteria to be considered a troubled debt restructuring, both for purposes of recording an impairment and for disclosure of troubled debt restructurings. The clarifying guidance in this proposed ASU is intended to result in a more consistent application of GAAP for debt restructurings.

The amendments in this proposed ASU would apply to all creditors, both public and nonpublic, that restructure receivables falling within the scope of Codification Subtopic 310-40, Receivables - Troubled Debt Restructurings by Creditors. Among other clarifications to the Codification in this proposal, a creditor would be precluded from using the borrower’s effective rate test as described in paragraph 470-60-55-10 of Subtopic 470-60, Debt - Troubled Debt Restructurings by Debtors, in its evaluation of whether a restructuring constitutes a troubled debt restructuring.

For purposes of measuring impairment of a receivable restructured in a troubled debt restructuring, the proposed ASU would be effective on a prospective basis for interim and annual periods ending after June 15, 2011, with retrospective application permitted. For purposes of identifying and disclosing troubled debt restructurings, the proposed ASU would be effective for interim and annual periods ending after June 15, 2011, and would be applied retrospectively to restructurings occurring on or after the beginning of the earliest period presented.

Comments on this proposed ASU are due December 13, 2010.

Consolidation -- FASB Discusses Definition of an Investment Company
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As reported in its "Summary of Board Decisions" publication, the FASB met on October 13, 2010, and discussed a number of issues raised by constituents related to the definition of an investment company. The FASB decided to change its previous tentative decision that a noninvestment company parent should not retain the specialized accounting treatment for an investment company that it consolidates. The FASB is expected to discuss its decision to retain the specialized accounting treatment with the IASB at a future meeting.

The FASB also discussed the transition requirements for the proposed investment company guidance and reached a number of decisions, including:

-For entities that a reporting entity is required to consolidate because the reporting entity does not meet the revised definition of an investment company, the reporting entity should apply the revised investment company definition retrospectively, if practicable, for all periods presented;
-If full retrospective application is not practicable, a reporting entity should apply prospectively the revised investment company definition, using the business combination guidance in Codification Topic 805, Business Combinations, to measure the assets, liabilities, and noncontrolling interests of the subsidiary as of the date of adoption of the proposed guidance; and
-For entities that the reporting entity is required to account for under the equity method because the entities do not meet the revised definition, the reporting entity should apply the revised investment company definition retrospectively, if practicable, for all periods presented by applying the equity method guidance in Codification Topic 323, Investments - Equity Method and Joint Ventures.

Proxy Rules -- SEC Suspends Proxy Rule Changes for Shareholder Director Nominations
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The SEC has issued a final rule, Facilitating Shareholder Director Nominations. This final rule provides notice of the SEC's granting of a stay of effectiveness for its previously issued final rule, Facilitating Shareholder Director Nominations, pending resolution of ongoing litigation. This rule includes changes to the federal proxy rules to facilitate shareholder access to a company's proxy materials to include nominees to the corporate board of directors. As a result of the stay of effectiveness, Rule 14a-11 and related rule amendments contained in the SEC's previously issued final rule on shareholder director nominations are not effective until further notice from the SEC.

Securities -- SEC Issues Rule Related to Indexed Annuities
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The SEC has issued final rule, Indexed Annuities. This final rule withdraws Rule 151A under the Securities Act of 1933, which defines the terms “annuity contract” and “optional annuity contract.” Rule 151A was included in the SEC's final rule, Indexed Annuities and Certain Other Insurance Contracts, issued in January 2009. On July 12, 2010, the United States Court of Appeals for the District of Columbia Circuit issued an order vacating the rule.

This final rule is effective upon publication in the Federal Register.

Asset-Backed Securities -- SEC Proposes Asset-Backed Securities Offering Rules
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The SEC has issued for public comment a proposed rule, Issuer Review of Assets in Offerings of Asset-Backed Securities. This proposal implements Section 945 and a portion of Section 932 of the “Dodd-Frank Wall Street Reform and Consumer Protection Act” (the Act). Specifically, this proposal includes a new rule under the Securities Act of 1933 to require any issuer registering the offer and sale of an asset-backed security (ABS) to perform a review of the assets underlying the ABS. The proposal also includes amendments to Item 1111 of Regulation AB that would require an ABS issuer to disclose the nature of its review of the assets and the findings and conclusions of the issuer’s review of the assets. If the issuer has engaged a third party for purposes of reviewing the assets, the proposal requires that the issuer disclose the third party’s findings and conclusions. In addition, under this proposal, an issuer or underwriter of an ABS offering would be required to file a new form to include certain disclosure relating to third-party due diligence providers to implement Section 15E(s)(4)(A) of the Securities Exchange Act of 1934, a new provision added by Section 932 of the Act.

Comments on this proposal are due November 15, 2010.

International Financial Reporting -- CAQ International Practices Task Force Meeting Minutes Published
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The Center for Audit Quality's (CAQ’s) International Practices Task Force (IPTF) has published highlights from its meeting held with the staff of the SEC on May 25, 2010. Topics discussed at this meeting included:

-Monitoring inflation in certain countries;
-Availability of the two year accommodation in Form 20-F for first time adopters of IFRS for Foreign Private Issuers (FPIs) electing to file on Form 10-K;
-Application of Codification Topic 855, Subsequent Events, to financial statements of certain FPIs and certain financial statements filed pursuant to Rules 3-05 and 3-09 of Regulation S-X;
-Acceptance of IFRS for SMEs as an acceptable basis of accounting for financial statements of foreign businesses filed pursuant to Rules 3-05 and Rule 3-09 of Regulation S-X; and
-SEC staff observations regarding compliance with the requirements for filing financial statements without reconciliation to U.S. GAAP.

The IPTF is a task force of the CAQ SEC Regulations Committee which meets periodically with the staff of the SEC that focuses on international emerging technical accounting and reporting issues relating to SEC rules and regulations.

Financial Instruments -- IASB Issues Enhanced Derecognition Disclosure Requirements
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The IASB has issued amendments to IFRS 7, Financial Instruments: Disclosures, as part of its review of off-balance sheet activities. The new disclosure requirements are contained in Disclosures - Transfers of Financial Assets (Amendments to IFRS 7).

The amendments allow users of financial statements to improve their understanding of transfer transactions of financial assets (e.g., securitizations), including understanding the possible effects of any risks that may remain with the entity that transferred the assets. The amendments also require additional disclosures if a disproportionate amount of transfer transactions are undertaken around the end of a reporting period. The IASB believes that these amendments broadly align the relevant disclosure requirements of IFRS and U.S. GAAP.

The IASB previously published for public comment proposals to replace the existing derecognition model in IAS 39, Financial Instruments: Recognition and Measurement, and the associated disclosure requirements in IFRS 7. However, in response to the feedback received, the IASB decided to retain existing derecognition requirements (to be incorporated into IFRS 9, Financial Instruments) and to finalize improved disclosure requirements.

International Accounting -- IASB Publishes Agenda for October 19-22, 2010 Meeting
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The IASB has issued an agenda for its October 19-22, 2010 meeting. Topics expected to be discussed at this meeting include the following:

-Annual improvements;
-Other comprehensive income: comment letter summary;
-Hedge accounting;
-Post-employment benefits;
-Impairment;
-Leases;
-Fair value measurement;
-IFRS Interpretations Committee: update from last meeting;
-Financial statement presentation; and
-Financial instruments: hedge accounting.

Portions of these sessions are expected to be held with the FASB.

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AUDITING AND INTERNAL CONTROLS HEADLINES:
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Fraud -- CAQ Issues Report on Deterring and Detecting Financial Reporting Fraud
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The CAQ has issued a report Deterring and Detecting Financial Reporting Fraud - A Platform for Action. This report is the result of CAQ-sponsored roundtable discussions and interviews on the issue of financial reporting fraud at public companies. The report contains numerous ideas for mitigating the risk of financial reporting fraud, as well as points to consider. Topics discussed in the report include:

-What financial reporting fraud is;
-Understanding the landscape;
-Tone at the top;
-Skepticism and communication as a tools for detecting or deterring fraud; and
-Increasing the effectiveness across the financial reporting supply chain.

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GOVERNMENT HEADLINES:
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GASB Report Issued -- Input on Emerging Issues and Other Matters Discussed
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The September 2010 edition of the "GASB Report" has been issued and includes the following discussion items:

-GASB calendar;
-GASB requests input on emerging issues;
-Summary of recent GASB meetings; and
-GASB technical plan for the final four months of 2010.

Some of the documents listed above may not be accessible under your current subscription. For information about upgrading your subscription to include additional content, click here:
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